Just back from a Club La Costa “Holiday Club” presentation in Spain. It wasn’t business – it wasn’t “mystery shopping” or strategy advice – it was pure family time – although this blog is a reflection of my (business)thoughts on...

  P”ing Off the Tax Man The UK Tax Office decided to audit Grandpa, and summoned him to the London office.  The auditor was not surprised when Grandpa showed up with his attorney. The auditor said, ‘Well, sir, you have...

CONGRATULATIONS TO ALL THE KIDS WHO WERE BORN IN THE 1920’s, 30’s 40’s, 50’s, 60’s and 70’s !! First, we survived being born to mothers who smoked and/or drank while they carried us and lived in houses made of asbestos...

What’s this recession about? In three words – debt, debt and debt. It’s about consumer debt, business debt and government debt. Consumers have had a wake up call and many have changed their lifestyles dramatically to cope. Businesses that were previously...

The Royal Bank of Scotland (RBS) has announced a pre-tax loss of £44m for the three months to the end of March.....compared to a profit  of £479m for the same period a year earlier. So, doesn’t it make you feel...